齐鲁银行2019年年度报告摘要（英文版）.pdf

QILU BANK NEEQ: 832666 齐鲁银行股份有限公司 QILU BANK CO., LTD English abbreviations：QLB Summary of the Annual Report 2019 1 I. Important Notice 1.1 This Summary is extracted from the full text of the 2019 Annual Report. For details, please read the full text of the annual report published on the information disclosureplatform(www.neeq.com.cn or www.neeq.cc) designated by the National EquitiesExchange and Quotations Co. Ltd. 1.2 The Board of Directors, the Board of Supervisors and the directors, supervisors andSenior Management members of this Company warrant the materials included in thisReport don’t contain any false records, misleading statements or material omissions, andbear the joint and several liability for the authenticity, accuracy and integrity of thecontents thereof. The company's legal representative and chairman Wang Xiaochun, president Huang Jiadong, financial manager Cui Xiang,and head of the financial department Gao Yongsheng ensure the authenticity, accuracy and integrity of the financial report in the annual report. 1.3 All the directors of the Company have attended the meetings of the Board of Directors held to review the annual report. 1.4 Ernst Young Hua Ming LLP has issued a standard unqualified auditor’s report for the Company. 1.5 Contact information Secretary of the Board of Director or Information Disclosure Manager Cui Xiang Whether having the post-holding qualification of the secretary of the board at NEEQ Yes Position Executive Director, Vice President, Secretary of theBoard of Director, CFO Telephone 0531-86075850 Fax 0531-86923511 Email boardoffice@qlbchina.com Website www.qlbchina.com Address and zip code 176 Shunhe Street, Shizhong District, Jinan City,Shandong Province, 250001 Website designated by the Company for its information disclosure www.neeq.com.cn Place where the annual report is available Board Office 2 II. Major Financial Data, Share Structure and Shareholders 2.1 Major financial data Unit: RMB End of 2019 End of 2018 Total assets 307,520,304,291 265,737,064,071 Net assets attributable to shareholders of listed company 22,460,627,372 20,695,256,110 +/-%at the end of 2019 as compared to the end of 2018 15.72% 8.53% Net assets per share attributable to shareholders of listed company 4.96 4.54 9.25% 2019 2018 PercentageChange Operating income 7,407,191,948 6,402,409,726 15.69% Net profit attributable to shareholders of listed company 2,337,747,138 2,152,390,534 8.61% Net profit attributable to shareholders of listed company after deduction of non-reoccurring profit/loss 2,200,059,043 1,956,466,872 12.45% Net cash flows from operating activities 9,871,518,540 8,009,864,948 23.24% Weighted average return on equity%(Based on the net profit attributable to the shareholders of the listed company) 11.43% 11.78% - Weighted average return on equity%(Based on the net profit attributable to the shareholders of the listed company after deduction of non-reoccurring profit/loss) 10.73% 10.66% - 0.54 0.50 8% Basic earnings per share (in RMB) 2.2 Ordinary share structure Unit: Share Share nature Shares not subject to restrictions on sales At the beginning of 2019 Number Percentage% 2019 Variable At the end of 2019 Number Percentage% Total number of shares not subject to restrictions on sales 3,456,982,223 83.851% 0 3,456,982,223 83.851% Including: - - - - - 3 Controlling shareholder and actual controller Directors, supervisors and senior management 22,318 0.001% 0 22,318 0.001% Core staff members - - - - - Total number of shares subject to restrictions on sales 665,767,777 16.149% 0 665,767,777 16.149% Including: Controlling shareholder and actual controller - - - - - Directors, supervisors and senior management 730,062 0.018% 0 730,062 0.018% Core staff members - - - - - Total share capital 4,122,750,000 0 4,122,750,000 Shares subject to restrictions on sales - - Number of ordinary shareholders 4,237 2.3 Top 10 ordinary shareholders Unit: Share Number of Serial No. Shareholder name shares held at the beginning of the period 1 Commonwealth Bank of Australia 2 JinanState-Owned Assets Number of Changes shares held at in shares the end of the held period Number of Number of Sharehold shares shares not ing subject to subject to ratio % at restrictionso restrictions on the end of n sales held sales held at the period at the end of the end of the the period period 737,124,358 0 737,124,358 17.88% 263,374,358 473,750,000 422,500,000 0 422,500,000 10.25% 0 422,500,000 4 Operation Co., Ltd 3 Yanzhou Coal Mining Co., Ltd 4 Jinan Urban Construction& Investment Group Co, Ltd 5 Chongqing HuayuGroup Co, Ltd 6 Jinan WestCity Property Co., Ltd 7 JiGang Group Co., Ltd 8 Jinan Xicheng Investment& Development Co. Ltd 9 Shandong Tri-Cel Property Co., Ltd 10 Sino Truk Group Co., Ltd Total 357,320,000 0 357,320,000 8.67% 357,320,000 0 259,708,785 0 259,708,785 6.30% 0 259,708,785 254,795,642 0 254,795,642 6.18% 0 254,795,642 183,170,000 0 183,170,000 4.44% 0 183,170,000 169,800,000 0 169,800,000 4.12% 0 169,800,000 153,535,058 0 153,535,058 3.72% 0 153,535,058 143,820,000 0 143,820,000 3.49% 0 143,820,000 129,314,059 0 129,314,059 3.14% 0 129,314,059 2,811,087,902 0 2,811,087,902 68.19% 620,694,358 2,190,393,544 Notes to the relations between shareholders above: Jinan State-Owned Assets Operation Co., Ltd and Jinan Urban Construction & Investment Group Co., Ltd are under common control by Jinan Urban Investment Group Co, Ltd. Jinan Xicheng Property Co, Ltd. and Jinan Xicheng Investment& Development Co, Ltd are under common control by Jinan Urban Construction Group Co., Ltd.; The other top 10 shareholders have no relations with one another. 2.4 Property right and controlling relationship between the Company and its controlling shareholder and actual controller The Bank has no controlling shareholder or actual controller. III. Matters relating to the Financial Report 3.1 Changes in accounting policies and estimates or correction of major accounting errors √Applicable □Inapplicable In 2017, the Ministry of Finance issued the revised four related financial instruments accounting standards:Accounting Standard for Business Enterprises No. 22 - Recognition and measurement of financial instruments, Accounting Standard for Business Enterprises No. 23 - Transfer of financial assets, Accounting Standard for Business Enterprises No. 24 - Hedging, and Accounting Standard for Business Enterprises No. 37 Presentation of financial instruments (the merger" new financial instruments standards "for short).The group will adopt the new financial instruments standards as of 1 January 2019.In accordance with the provisions of the new financial instruments standards,the group did not restate the comparative information of financial instruments covered by the new financial instruments standards in 2018.Therefore, the financial information as 5 of December 31, 2019 presented in this accounting statement is not comparable to the information as of 2018 as presented in accordance with the original financial instruments standards.Differences arising from the adoption of the new financial instruments standards have been directly reflected in owners' equity as of January 1, 2019. 3.2 Retrospective adjustment or restatement necessary for correction of accounting errors □Change of Accounting Policy □Correction of Accounting Errors √Inapplicable 3.3 Changes in the scope of consolidated statements □Applicable √Inapplicable 3.4 Statement on non-standard audit opinions □Applicable √Inapplicable Qilu Bank Co., Ltd Board of Directors March 20, 2020 6